Is it permissible to place a graveyard as a collateral or to trade in its land? Can a graveyard be someone’s personal possession? Can someone make a specific graveyard?
The general graveyards are Waqf and hence to sell or trade in Waqf is Haram. Furthermore, anyone who has his own land in which the deceased are buried, even the owner cannot trade in the land specific to the graves as in this there is disrespect to the deceased Muslims; their disrespect is Haram.
And Allah ﷻ knows the best
Imam Ahmad Rida Khan رحمة الله تعالى عليه
Translation by Dr Musharraf Hussain Al-Azhari Translator of Majestic Quran, www.majesticquran.co.uk